Freddie Mac / Fannie Mae Loan Lookup Tools

Freddie Mac and Fannie Mae Home Affordable Refinance Program (HARP) Eligibility

As mentioned on the Harp Refinance page, the Home Affordable Refinance Program (or HARP) can help homeowners refinance their mortgage even if they have little or no equity in their homes, helping homeowners save thousands of dollars by lowering their interest rate on their loan, therefore reducing their monthly payment, or providing them with better and more favorable loan terms.

However to take advantage of the HARP program, home owners first need to determine if they are eligble to take advantage of this program.

In general, the following eligibility requirements need to be met by homeowners to be able to refinance through HARP:

Does Freddie Mac or Fannie Mae Own My Loan?

If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under HARP. Both Freddie Mac and Fannie Mae provide online tools for the public to check to see if their loans are owned by either organization. This allows homeowners to quickly be able to determine if they meet one of the major criteria of the Home Affordable Refinance Program. Please follow the instructions below to check your loan information against Freddie Mac and Fannie Mae's databases.

Freddie Mac Loan Lookup Tool


Fannie Mae Loan Lookup Tool


If your property is listed in either Freddie Mac's or Fannie Mae's databases, or you need assistance with checking your homes address in the Freddie Mac or Fannie Mae databases, please contact us, and we will be happy to help!