VHDA Mortgage Loans

VHDA Mortgage Loans
VHDA offers affordable housing opportunities for Virginians who otherwise might not be able to afford quality housing.
VHDA is Virginia's mortgage finance agency. Created in 1972 by the Virginia General Assembly, their mission is to help low- and moderate-income Virginians attain quality, affordable housing. The vision of VHDA is to be the Leading Mobilizing Force for Affordable Housing in Virginia.

VHDA offers conventional, FHA, VA, and specialty loan programs geared toward the first-time home buyer. VHDA also works in conjunction with county housing agencies around the state to provide county specific loan programs to meet specific housing needs. VHDA does have income and sales price limits that must be met and may exclude a borrower even if they are a first-time home buyer. Contact your loan officer for more information regarding VHDA loans and qualification guidelines to see if a VHDA loan is right for you. First Heritage Mortgage is a VHDA approved lender.