FHMTG is now in Richmond VA

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I Love FHMTG

Read why FHMTG is loved by so many people!


This is what our customers have to say about our Loan Officers...



FHMTG Loan Officer
Lee A. Sansom


I am a previous mortgage client of Mr. Lee Sansom. Initially, Lee. took the time to discuss loan product options in detail, and talked about the mortgage market in general, in a way that reminded my husband and I what factors influenced interest rates. Without a crystal ball, we felt confident that we were in good hands when it came time to make the decision to lock into a rate, or not. Once the mortgage loan was in process, Lee went above and beyond the duties of a lending officer on our behalf! His knowledge of not only the process, but real estate in general, turned out to be extremely helpful to us. We ended up in a very precarious situation with our real estate purchase, and if it werent for Lee, we absolutely would have had a very bad ending! Real estate transactions are stressful enough, having the confidence in your lending officer, and the support of your lending officer is invaluable. I highly recommend Lee for any mortgage needs.
Kathy H.
FHMTG Loan Officer
Whitney OMeara


Whitney was instrumental in obtaining a pre-qualification for my home loan. I have never seen or experienced a more efficient closing process after I made an offer on my home. In three words I would describe my dealings with Whitney Smooth as Silk.
Kyle A.

At First Heritage Mortgage, we have a unique opportunity to help our customers with their loans:

  • We are not a broker (so we are not a middle-man)
  • We are a Direct Lender! Which means...
  • We have the ability to do everything in-house!
  • And more unique, offer you Wholesale Rates!
FHMTG Loan Officer
Mitchell B. Morris


The team at First Heritage Mortgage worked exhaustible to provide & clarify documentation pertinent to execute the mortgage process, as this was done electronically. It was also my first experience and proved a little challenging at times. Mr. Mitchell Morris was always available via phone, text,emails & whatever mode of communication to get the job done. Thank you all
Edris S.
FHMTG Loan Officer
Ken Byrne


Ken was the only lender of 4 we talked to that knew how to make our situation work. We could not have gotten a loan without him. Call Ken first.
Matt & Nikki S.

We are also able to take care of our customers when they need us most and need us fast:


  • Our in-house underwriting means we can complete your loan in as fast as 7 days!
  • Because of our network we offer virtually every mortgage loan program available in the market!
  • And because of our ability to make our customers happy, we have been awarded nationally, year after year!

FHMTG Family
And don't forget to ask about our fantastic Construction Lending program!
FHMTG Loan Officer
James Boone


You ever have anything go so good that you were expecting something wrong to happen? Well, nothing wrong happened and our first experience with First Heritage was absolutely stellar. Jim and team kept us updated and were quick to respond to any and all questions. We purchased our home with a VA loan and without an agent. No issues, on time, and right in line with the disclosure statement. I would highly recommend their services to anyone in the market
George & Becca E.
FHMTG Loan Officer
Brad McGehee


Brad & Samantha always go above and beyond. They think outside the box and come up with creative solutions to keep my clients happy. This time Brad personally met my client so she wouldnt have to scan documents at Staples. Stellar job, yet again!
Cassandra L. (Realtor)
Richmond Loan Officers
Call Our Richmond Office Today:
804-292-2100
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