FHMTG is now in Richmond VA

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I Love FHMTG

Read why FHMTG is loved by so many people!


This is what our customers have to say about our Loan Officers...



FHMTG Loan Officer
Lee A. Sansom


I am a previous mortgage client of Mr. Lee Sansom. Initially, Lee. took the time to discuss loan product options in detail, and talked about the mortgage market in general, in a way that reminded my husband and I what factors influenced interest rates. Without a crystal ball, we felt confident that we were in good hands when it came time to make the decision to lock into a rate, or not. Once the mortgage loan was in process, Lee went above and beyond the duties of a lending officer on our behalf! His knowledge of not only the process, but real estate in general, turned out to be extremely helpful to us. We ended up in a very precarious situation with our real estate purchase, and if it werent for Lee, we absolutely would have had a very bad ending! Real estate transactions are stressful enough, having the confidence in your lending officer, and the support of your lending officer is invaluable. I highly recommend Lee for any mortgage needs.
Kathy H.
FHMTG Loan Officer
William R. Jacobs


Will Jacobs was fantastic, from pre-approval to closing. He was very responsive, flexible, and easy to work with. I would highly recommend to anyone.
Nedal N.

At First Heritage Mortgage, we have a unique opportunity to help our customers with their loans:

  • We are not a broker (so we are not a middle-man)
  • We are a Direct Lender! Which means...
  • We have the ability to do everything in-house!
  • And more unique, offer you Wholesale Rates!
FHMTG Loan Officer
Tim Romp


Vicki and I want to thank you, Chris, Rosalind and the entire First Heritage Team for all your hard work in making our loan happen. I know its tough to pull information from your clients when needed, but all of you do a very professional and efficient job. Furthermore, I dont believe the delay that occurred in transferring funds at our closing was caused by First Heritage - Im pretty certain it occurred due to another partys lack of action. We value your friendship, both professionally and personally, and appreciate all you do for us and Britt.
Vicki & Hardy P.
FHMTG Loan Officer
Paul Denmon


Paul is extremely professional and responsive. I was able to reach Paul via email and his cell phone - something I really appreciate. Paul was instrumental in getting my loan through the gauntlet and to closing. I hope to do business with him again in the future and would recommend him to anybody looking for a loan - especially a renovation type loan.
$600K House Buyer - Washington DC

We are also able to take care of our customers when they need us most and need us fast:


  • Our in-house underwriting means we can complete your loan in as fast as 7 days!
  • Because of our network we offer virtually every mortgage loan program available in the market!
  • And because of our ability to make our customers happy, we have been awarded nationally, year after year!

FHMTG Family
And don't forget to ask about our fantastic Construction Lending program!
FHMTG Loan Officer
Kristina O'Neill


I just wanted to send you a quick email to let you know how absolutely unbelievable Kristina O'Neill has been as my Loan Officer and a huge part of the success I've had selling 18 homes here in 2 months. She is extremely knowledgeable, proactive and solution-oriented in all that she does to provide myself and my buyers with stellar service on a daily basis. It is not often that you encounter that kind of commitment, dedication and passion and I just wanted to let you know how much I appreciate and value Kristina and our partnership.
Neighborhood Sales Manager, Stanley Martin Homes
FHMTG Loan Officer
Christopher D. Kelly


Process was explained and all my doubts were answered, Chris was all the time in touch even taking calls on weekends or nights. He helped us to get a low rate! Thanks!!
John P.
Richmond Loan Officers
Call Our Richmond Office Today:
804-292-2100
And get a free Credit Analysis

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