FHMTG is now in Richmond VA

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I Love FHMTG

Read why FHMTG is loved by so many people!


This is what our customers have to say about our Loan Officers...



FHMTG Loan Officer
Lee A. Sansom


I am a previous mortgage client of Mr. Lee Sansom. Initially, Lee. took the time to discuss loan product options in detail, and talked about the mortgage market in general, in a way that reminded my husband and I what factors influenced interest rates. Without a crystal ball, we felt confident that we were in good hands when it came time to make the decision to lock into a rate, or not. Once the mortgage loan was in process, Lee went above and beyond the duties of a lending officer on our behalf! His knowledge of not only the process, but real estate in general, turned out to be extremely helpful to us. We ended up in a very precarious situation with our real estate purchase, and if it werent for Lee, we absolutely would have had a very bad ending! Real estate transactions are stressful enough, having the confidence in your lending officer, and the support of your lending officer is invaluable. I highly recommend Lee for any mortgage needs.
Kathy H.
FHMTG Loan Officer
Scott Kinne


Thank you for answering all of our questions and for helping make the process a smooth and transparent one. You and Karen have been very professional and diligent with us. In the future we will keep First Heritage as our first choice for mortgage lending and will tell others about the great service we have received!
John L. & Dayana U.

At First Heritage Mortgage, we have a unique opportunity to help our customers with their loans:

  • We are not a broker (so we are not a middle-man)
  • We are a Direct Lender! Which means...
  • We have the ability to do everything in-house!
  • And more unique, offer you Wholesale Rates!
FHMTG Loan Officer
Phil Denfeld


As Sergeant Major in the U.S. Army, my first thought was to start the mortgage process with a bank that I had previously used, and is well known for working with the military. Thank God I did not! My experience with First Heritage was far superior than my previous mortgage experiences with military friendly banks. Everything is streamlined, and First Heritage makes you feel like you are their only customer. I could reach my loan officer around the clock and he even would respond to text messages after office hours when I needed additional information. I was completely blown away by the professionalism and attentiveness of everyone who facilitated the loan process. I never felt like I was in the dark or like my file was being neglected. First Heritage puts people first and the customer service that I received was simply amazing!!
Sergeant Major
FHMTG Loan Officer
Vivian Daniel


I wanted to personally let you know how much I appreciated working with Vivian. Her attention to details and timeliness in providing me clear, exact numbers made my decision to use First Heritage Mortgage very easy. While other lenders and loan processors were bouncing around with needed loan docs and rates, you guys were able to be consistent and efficient in creating a clear path. Vivian did the work others were unable to do for meeting my partnership needs. With my background in the human relations field, her positive spirit and professional guidance is what I needed to go forward. I felt connected to her which allowed me to trust your organization would be the mortgage people I wanted to complete my home purchase. Vivian practices the respectful inter-personal skills I teach my clients. Vivian was able to provide that level of trust and confidence for me to go forward with committing to First Heritage for my mortgage needs.
Dr. Steven B.

We are also able to take care of our customers when they need us most and need us fast:


  • Our in-house underwriting means we can complete your loan in as fast as 7 days!
  • Because of our network we offer virtually every mortgage loan program available in the market!
  • And because of our ability to make our customers happy, we have been awarded nationally, year after year!

FHMTG Family
And don't forget to ask about our fantastic Construction Lending program!
FHMTG Loan Officer
Ken Byrne


Ken was the only lender of 4 we talked to that knew how to make our situation work. We could not have gotten a loan without him. Call Ken first.
Matt & Nikki S.
FHMTG Loan Officer
David G. Bridges, Jr., CMB


When my wife and I were looking to move out of our town home and into a single family home five years ago, we were introduced to David J by a very lucky chance. During our first meetings, a lot of time was spent understanding not only our financial situation, but also our family needs before offering advice and a plan for moving forward. After moving into our new home, David J called periodically to ensure that we were doing well and to keep us informed on current mortgage trends. It is refreshing to know and work with someone who takes the time to establish a personal relationship as well as a professional relationship with you.
Joe G.
Richmond Loan Officers
Call Our Richmond Office Today:
804-292-2100
And get a free Credit Analysis

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