Email Christopher | 703-293-6141
Christopher D. Kelly - First Heritage Mortgage, Fairfax VA - Christopher D. Kelly

Christopher D. Kelly

Office: Fairfax VA
Sr. Loan Officer
Direct: 703-293-6141
Cell: 571-217-7939
eFax: 703-293-6141
Office Address:
3201 Jermantown Road
Suite 800
Fairfax, VA 22030

About Christopher

I have 16 years of experience creating satisfied clients. Whether you are purchasing or refinancing, I have a simple philosophy and that is to educate prospective buyers on the process, what their rights are and to give them all of the information needed to make the soundest financial choice. Once in process, I believe in keeping all parties updated as the loan moves through processing, underwriting and finally closing.
Licensed to work in: Virginia, Washington D.C. and Maryland

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"Process was explained and all my doubts were answered, Chris was all the time in touch even taking calls on weekends or nights. He helped us to get a low rate! Thanks!!"

- John P.
"Chris was very quick in responding to emails, texts, and phone calls. He also answered a lot of questions for us, and presented multiple detailed breakdowns of our different loan options. He also worked closely with our realtor to keep everything moving along smoothly."

- Andrew S.
"Working with Chris was great! Chris was very knowledgeable and helpful from the first moment we spoke on the phone up until the date of our closing. Chris is a straight shooter, who worked hard to get us the best loan/deal we could on everything, was honest and upfront with us and was very efficient in his work, communicating in very timely fashion and very thoroughly. I would HIGHLY recommend Chris to anyone looking for a lender they can work with easily and trust to take them through the process seamlessly."

- Denver D.
"We have refinanced with Chris four times. He is professional, thorough, reliable, and has a friendly approach. Hes very accessible and no question goes unanswered. All of these attributes are extremely important to make your loan process go as smoothly as possible. We will continue to use Chris as we hope to find a vacation home soon."

- Michael S.
"Chris was great to work with. He used his skills and knowledge of the mortgage industry to bail us out of a difficult situation. We were referred to him at the last minute due to issues we were having with another mortgage company. Chris worked with his management and went above and beyond to successfully close our loan on time. I highly recommend Chris!!"

- Nicole T.
"Chris and his team have helped out with both of my mortgages to date. I could not have asked for a more streamline or pleasant experience from someone. His helpfulness and attention to customer service has earned my repeat business. Had it not been for these excellent qualities, I may have not purchased my second home. I would highly recommend him and his team for future purchases and/or home mortgage advice."

- Minh V.
"Chris Kelly helped me and my wife when we refinanced our home a few years ago. We are talking to him again about a new path for our family. Weve worked with other companies and mortgage consultants in the past, but were frankly worn out too soon by their inability to guide us through the process. They lacked enthusiasm and had a slow-to-get-back-to-us character. Chris Kelly is COMPLETELY DIFFERENT. He is responsive, patient, and highly organized. He genuinely wants to guide people through the process, understand where they are coming from and their goals, and offer options and solutions that work. He puts everything in easy-to-follow terms and is willing to address every question and concern that may surface. I cannot recommend anyone higher than Chris Kelly. Contact Chris and see for yourself."

- Ephraim H.
"Chris has been amazing to work with. Ive used him for two home purchases and he was always quick with knowledgeable responses... Im getting ready to sell my current home and will certainly use him again for my next mortgage. Would absolutely recommend him!"

- Jennifer F.
"Two years ago, Chris Kelly and his team at Prosperity Home Mortgage helped us refinance the existing mortgage on our property [Williston] in Orange County, Virginia. Chris did such an outstanding job that we were able to not only realize much better repayment terms on our Williston property, but also to invest along with our daughter and son-in-law in a beautiful 200 plus year old house in Breezewood, Pennsylvania that has now been fully restored into a B&B, The 1788 Inn. In the 48 years that my wife and I have bought and sold property, we have never found a better real estate professional to work with than Chris Kelly. If we are ever involved in another real estate transaction, we would definitely want to do it with Chris Kelly."

- Joseph V.
"I have worked with Chris twice as a buyer. Obviously, I was extremely pleased with my first experience with Chris because 6 years later, I went back to him. Chris gives exceptional service. He is deeply knowledgeable, and his response rate is very fast. Also, Chris has sterling integrity, so you can trust him completely. He is very easy to work with because he is understanding and flexible. Moreover, Chris will work tirelessly to get the best results for his clients. I highly recommend Chris, and I have recommended him to friends and colleagues. You will be completely satisfied with your experience with him."

- Bonnie C.